Disclaimers

Effective Date: 14th September, 2025

1. No Lender or Credit Repair Services

Help Community Services, Inc. is a nonprofit organization. We are not a lender, mortgage broker, or credit repair company. We do not provide loans, extend credit, or guarantee mortgage approval.

2. Informational Purposes Only

The information provided through our website, workshops, and programs is for educational and informational purposes only. It should not be considered financial, legal, or tax advice. Please consult with qualified professionals before making financial decisions.

3. No Guarantee of Results

Participation in our programs does not guarantee approval for a mortgage, eligibility for financial assistance, or homeownership. Final decisions are made by independent third parties (e.g., lenders, credit bureaus).

4. Website Content Disclaimer

While we strive to keep our website content accurate and up-to-date, we make no warranties regarding the completeness, reliability, or accuracy of the information provided. Use of this website is at your own risk.